Easy Auto Refi

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Get started with Easy Auto Refi by answering a few simple questions—it takes less than five minutes, and you’ll be on your way to getting qualified for a better refinancing option!

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Do you currently owe $15,000 or more on your current loan?*

By clicking on the “Submit” button above, you acknowledge and agree to the following:

  • You are providing express written consent for Easy Auto Refi and Gravity Lending to call and/or text you (including through automated means (e.g., autodialing and pre-recorded messaging) via telephone or mobile device in order to administer and service any account, plus offer you products and services that may serve your financial needs, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. Consent is not required in order to purchase goods and services.
  • Easy Auto Refi and Gravity Lending’s Privacy Policy and Terms of Use.
  • You authorize an investigation of your credit history, employment history, and the release of information about your credit experiences.
  • You understand and agree that you are providing written consent to Easy Auto Refi and Gravity Lending and/or our trusted partners, under the Fair Credit Reporting Act (FCRA) to access information from your personal credit profile or other information from one or more consumer reporting agencies such as Equifax, Transunion and Experian. You authorize Gravity Lending to obtain such information solely to conduct a pre-qualification for credit.
  • You agree to receive notices, phone calls, and any other communications at the email or telephone number(s) you provided on your application with Gravity Lending (including mobile device, MMS, SMS, etc) from Gravity Lending. You understand that you can withdraw your consent at any time by notifying Gravity Lending in an email, standard mail, or by talking to a customer service representative.
  • You grant permission to Gravity Lending to obtain your credit information and certify that the information you have provided is accurate.

I grant permission to Gravity Lending to obtain my credit information and certify that the information I have provided is accurate.

By clicking “Submit” above, you are providing express written consent for Easy Auto Refi and our other service providers to call and/or text you (including through automated means (e.g., autodialing and pre-recorded messaging) via telephone or mobile device in order to administer and service any account, plus offer you products and services that may serve your financial needs, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. Consent is not required in order to purchase goods and services.
  • The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against applicants based on their income when extending credit. This includes income from public assistance programs, part-time employment, annuities, pensions, and other retirement benefits. Creditors must consider all income in the underwriting process, but they can also consider the amount and likelihood of income continuing when evaluating an applicant’s creditworthiness.
  • Rate listed is stated as APR: APR is the Annual Percentage Rate. The APR you qualify for may differ based on a number of factors including your credit profile, the year model of the vehicle, your debt ratio, the loan length, and the loan to vehicle value ratio.
  • *Advertised 4.99% APR based on state availability and qualifying credit criteria on a representative example of refinancing with a FICO score of 760 or higher for 36 months.
  • **Monthly Savings: Average monthly payment savings shown was calculated from all funded loans between August 1, 2023, to August 31, 2023. Payment is a calculation of the approved interest rate, selected term, and amount financed. Your actual savings may differ, more or less, and you can typically customize many aspects of your loan to find the savings you seek.
  • **Save 18% on your car payment is an average monthly percentage savings calculated from all funded applications between August 1, 2023 to August 31, 2023, where our clients paid less monthly over the life of the loan. Your car payment savings can be more or less depending on a combination of the rate approved, the term selected, and the total amount financed.
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