AUTO REFINANCING, MADE GENUINELY EASY
Pay less for the car you already love.
Answer a few quick questions and we’ll match you with refinance offers from our nationwide network of lending partners — no showrooms, no paperwork piles, no runaround.
No application fees or hidden costs
One short form, multiple potential offers
Available to drivers in all 50 states
100% free to use
No obligation
No obligation
FREE. NO OBLIGATION
See your refinance options
Answer a few quick questions to get matched with lenders.
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Your information is encrypted and kept secure.
80+
Lending partners
Up to 84
Month loan terms
50
States served
$0
Cost to check
WHY EASY AUTO REFI
A simpler path to a smaller car
payment
We’ve stripped the friction out of refinancing so you can focus on one thing:
keeping more money in your pocket each month.
No hidden fees
What you see is what you get. No application
fees, no origination charges from us — just a
clearer path to a better payment.
fees, no origination charges from us — just a
clearer path to a better payment.
One form, many offers
Fill out a single short form once and we’ll
match you with refinance options from our
network of trusted lending partners.
match you with refinance options from our
network of trusted lending partners.
Room to breathe
Qualified borrowers may be able to defer their
first payment for up to 90 days, giving your
budget a little breathing room.
first payment for up to 90 days, giving your
budget a little breathing room.
Terms that flex
Loan terms up to 84 months and amounts that
fit a wide range of vehicles — choose the
repayment that fits your goals.
fit a wide range of vehicles — choose the
repayment that fits your goals.
Built for real life
Whether your credit is excellent or still a work
in progress, we’ll help you see what
refinancing options may be possible.
in progress, we’ll help you see what
refinancing options may be possible.
All 50 states
Wherever you drive, Easy Auto Refi can help
you shop for a better auto loan with partners
licensed in your state.
you shop for a better auto loan with partners
licensed in your state.
HOW IT WORKS
A simpler path to a smaller car
payment
No dealerships, no waiting rooms. The whole thing happens online and takes
just a couple of minutes to start.
01
Tell us about your vehicle
Answer a few quick questions about your car
and your refinance goals. It takes about two
minutes — no documents required to start.
and your refinance goals. It takes about two
minutes — no documents required to start.
02
Get matched with partners
We share your request with refinance
partners in our network who may be able to
lower your rate, payment, or both.
partners in our network who may be able to
lower your rate, payment, or both.
03
Choose what works for you
Review the options you’re offered, pick the
one that fits, and finish up directly with the
lender. No pressure, no obligation.
one that fits, and finish up directly with the
lender. No pressure, no obligation.
GOOD TO KNOW
Questions, answered
A few of the things drivers most often ask before they get started.
Does it cost anything to check my options?
No. Submitting your information through Easy Auto Refi is completely free and there is no obligation to accept any offer you receive.
Does Easy Auto Refi lend me the money?
No. Easy Auto Refi is a marketing and connection service, not a lender or bank. We match you with third-party lending partners, and any loan, rate, or term comes directly from those partners.
How long does refinancing take?
It varies by lender and your situation. Many refinances can be completed within a few business days once you’ve chosen an offer and provided the lender’s required documents.
What credit score do I need?
There’s no single cutoff. Our partners consider a wide range of credit profiles, so it’s worth checking even if you’re not sure where your score stands. Selecting “I’m not sure” on the form is perfectly fine.
How much could I save?
Savings depend on your current rate, the new rate and term you qualify for, and your remaining balance. Easy Auto Refi can’t guarantee a specific result — the only way to know is to see the offers you’re matched with.
Is my information secure?
Yes. Your information is transmitted securely and is only shared with refinance partners to provide the service you requested. See our Privacy Policy for full details.
Ready to see what you could save?
It only takes a couple of minutes to find out if a better auto payment is within reach.